Loss of privacy, children and the size of your estate are some of the key considerations discussed in this article.Read More
Financial freedom is often described as peace of mind that your finances will allow you to do what you want in life. Whether this is knowing you’re progressing towards your personal goals or having confidence your money will last for your lifetime and allow you to leave a legacy.Read More
A simple investment plan can serve as a useful guide to building long-term wealth, but it can be tricky knowing where to start.
Here, we take a look at some key considerations that may help you decide where to invest, and develop a long-term strategy, depending on your personal goals.
Bear in mind, though, that whatever your investment plan, there are no guarantees of making gains. The value of your investments can fall and you may get back less than you paid in.Read More
A greater number of people are looking beyond savings accounts and accept the risk they could lose money if they want to try to earn a higher income from their hard-earned cash.Read More
Financial Planning services are as plentiful as blades of grass in a park, and in certain regions with fewer regulations like Hong Kong can subject clients to exploitation and abuse. Many financial advisers come from a background in sales, and so you can never be quite certain if the service they provide is dedicated to your future wellbeing or theirs.
So what makes Phoenix Waters Wealth Management different, and how can you be assured to place your trust in us? Read on to find out.
Noting that inheritance tax is charged at 40% for our UK clients and expats (even if you are living in Hong Kong but have assets in the UK), your estate will be hit with a lofty bill should you fail to take steps to protect your assets. Here are ten ways to help you organise your estate for your loved ones.Read More
Growth investing is all about buying assets that will hopefully increase in value over time.Read More
On the investment risk scale, bonds – sometimes referred to as fixed income investments – typically sit between cash and shares. Bonds however, come in a variety of guises. Here is a look at what you need to know.Read More
One of the golden rules of investing is to spread your money across a range of different asset classes. This approach means that if one or more of your investments rise you will benefit but, if they fall, there should be a degree of protection because, hopefully, some of your other holdings in different asset classes will be going up in value. However, diversifying doesn’t mean shortening the period of time you invest over. You should be thinking long term (at least five years) for all your investment allocations.Read More
Funds are collective investments, where your and other investors’ money is pooled together and spread across a wide range of underlying investments, helping you spread your overall risk.Read More
Inheritance Tax (IHT) can be incredibly complex but very effective, and early planning can minimise its impact on your estate. In this video, Obi Nnochiri, Head of Technical Consultancy at St. James’s Place, discusses the valuable tax-saving allowances and opportunities that are available before 5 April. This video is particularly useful for our UK expats in Hong Kong.Read More